@ Home Concepts Construction LLC 2020. All Rights Reserved
NAVIGATION
SOCIAL
ADDRESS 154 1st St New Providence New Jersey, 07974 Lic#:13VH10078600
CONTACT
Home Concepts Construction (908) 363-1938
H

HOME CONCEPTS CONSTRUCTION

From Concept To Creation
Affordable payment options
Wall_Painting Window_Caulking
Home Concepts Construction partners with Hearth to bring you monthly payment options for your project. Complete a quick financing request to see what loan options you pre-qualify for. Seeing options won't affect your credit score!
How it works
Pay for your project with predictable monthly payments without tapping into your home equity
Check rates in under 2 minutes Loans typically fund in 1-5 days** No prepayment penalties Fixed monthly payments
* All loans are subject to credit review and approval. For example, a $10,000 loan with an APR of 14.50% and a term of 36 months would have a monthly payment of $344.21. ** Funding can be as soon as 24 hours and takes 3-5 days on average. † 0% Financing Option will include a 0% APR during a promotional period only; the promotional period will vary in length among different offers. After the conclusion of the promotional period, higher APRs will be charged. Please consult the disclosures related to any particular card offer. Hearth is a technology company, which is licensed as a broker as may be required by state law. Hearth does not accept applications for credit, does not make loans, and does not make credit decisions. NMLS ID# 1628533.
Clock Financing_logo Eligible customers can pre-qualify for 0% credit cards which are a great option to finance large purchase items, such as a home improvement project. These credit cards offer up to a 18 month 0% APR introductory period.
0% APR financing options available†
*For each self-reported credit score range, pre-qualification rate is calculated by dividing the number of pre-qualified Hearth users by the total number of users who submitted a loan request. **The estimated Minimum APR range is calculated based on data available from Jan 2020-Mar. 2021. The Est. Max APR is calculated using 1 STD to the Avg. APR from the aforementioned time period. The range may change from time to time based on our lending partners’ feedback. The APR for a consumer may deviate from this estimated APR range as the APR is provided by the lending partners and is based on the consumer’s entire credit history. *** In our calculation of the Est. APR range for the Poor Credit range, we exclude APR from our second look lenders. ****Loan amount: lenders determine loan amount based on entire credit history, annual income, and debt to income ratio ***** Loan Term: For example, a loan in the amount of 10,000 for a term of 5 years with an APR of 6% would be repaid over 60 monthly payments in the amount of $193.33
What rates should I expect? Installment loans have predictable monthly payments, and can be funded quickly. Hearth’s lending partners consider factors such as income, FICO score, credit history, outstanding debt, and the loan amount requested when determining these rates. Hearth has 3 rate plans that let you know what to expect when you request rates. You’ll likely see options with APRs in the ranges listed below, but may receive options with lower or higher APRs.
Lead-Safe EPA Logo
NAVIGATION
SOCIAL
ADDRESS 154 1st St New Providence New Jersey, 07974 Lic#:13VH10078600
Home Concepts Construction

(908) 363-1938

@ Home Concepts Construction LLC 2020. All Rights Reserved
H

HOME CONCEPTS CONSTRUCTION

From Concept To Creation
Home Concepts Construction partners with Hearth to bring you monthly payment options for your project. Complete a quick financing request to see what loan options you pre-qualify for. Seeing options won't affect your credit score!
0% APR financing options available†
How it works
Pay for your project with predictable monthly payments without tapping into your home equity
Check rates in under 2 minutes Loans typically fund in 1-5 days** No prepayment penalties Fixed monthly payments Eligible customers can pre-qualify for 0% credit cards which are a great option to finance large purchase items, such as a home improvement project. These credit cards offer up to a 18 month 0% APR introductory period.
What rates should I expect? Installment loans have predictable monthly payments, and can be funded quickly. Hearth’s lending partners consider factors such as income, FICO score, credit history, outstanding debt, and the loan amount requested when determining these rates. Hearth has 3 rate plans that let you know what to expect when you request rates. You’ll likely see options with APRs in the ranges listed below, but may receive options with lower or higher APRs.
Lead-Safe EPA Logo